Debt Free in ’13

Honestly, I am not looking forward to a year with “13” in it, but what if it could be our luckiest year ever?

I have a to-do-list and the things on the list have to come first in my daily activities, but there are exceptions.  I am a fan of Dave Ramsey, have visited his website, know his message and when I saw his “Total Money Makeover” in the Book Summary section of SUCCESS On Demand, I knew that I would dedicate part of my Hour A Day today to reading the summary., which I did.

Our team Facebook group is called, “How to Make Money Making a Difference” and I posted this morning, not only my Dream List, but also that I feel like changing the name of the group to, “How to Make Money, Be Debt Free and Make a Difference.”

Reading Dave Ramsey’s advice again, there is no reason that anyone on our team should not be working toward being debt free by the end of 2013, if not sooner.  We have the means to reduce our debt with the Team Beachbody opportunity and an enormous opportunity and obligation to share with everyone around us what Team Beachbody has to offer.

I posted an article in our Facebook group that said, “If today’s obesity rates continue, more than half the population in almost 40 states will be obese by 2030, an alarming new report finds.” ( and in another report about the severely obese it says, “Everybody’s talking about obesity leveling off, Roland Sturm, a senior economist at the non-profit research institute RAND Corporation said. But what tends to get lost in the discussion is the fact that severe obesity, with a body mass index (BMI) of 40 or higher – is still rising fast.

That’s important, Sturm said, because those are the people who have the highest healthcare costs, about double those of normal-weight people.”  (

If the rate of increase among the severely obese is rising and their healthcare costs are double what ours are, then we are being called to do whatever we can to help.

To read the book summary and understand why we should be debt free, then please click here.

To listen to the audio summary of “Total Money Makeover”, then please click here.

To join our nationwide team of Beachbody coaches and help us in the battle to end the trend of obesity and be debt free in ’13, then click here.

If you can become debt free by helping to end the trend of obesity and change the course of history, why wouldn’t you do it?

Here’s my “Dream List”…

Dream List

All for His Glory,

Rich Dafter Independent Team Beachbody Coach Howtobefit
Head Coach of Team Howtobefit
Facebook Member Page:  Team Lean
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